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Please advise eligibility of my widowed mother, 83 years old, to buy a resale flat under her own single name (as I own a private property). She previously sold her HDB flat 10 years ago. If can buy, any restrictions ?
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3 Answers

Robbie Chen Chee Howe
Hi,

Yes, she will be eligible to purchase a resale HDB flat using her own name. However, do take note that she may not qualify for a loan, and the flat will be needed to be paid for in full.

As for restriction, you may wish to check out the ethnic quota for the flat she is purchasing, to see if she qualifies.

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Hi,

Yes she can purchase resale hdb under her sole name no issue. However, it is unlikely she can get a loan under her name if she is a retiree with no income, and likely need to use more cash for the purchase.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

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YT Tan (陈永达)
Good morning Sir/ Mdm,

She definitely will be able to purchase a resale flat but due to her age, she most likely unable to obtain a loan thus have to pay most of the payment in cash.

If she is eligible for housing grant, she will be entitled as a single as well.

Will you mind sharing more information with me so I will be in a better position to advise you guys further?

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